Privacy Policy

Information We Collect

When you visit phorantilux.com or use our financial analysis platform, we collect various types of information to provide you with personalized services. Personal information includes your name, email address, phone number, and mailing address when you create an account or contact us. We also gather financial data you choose to input for analysis purposes, including transaction histories, account balances, and investment portfolios.

Technical information is automatically collected through cookies and similar technologies. This includes your IP address, browser type, device information, operating system, and browsing patterns on our website. Location data may be collected with your permission to provide region-specific financial insights and comply with local regulations.

How We Use Your Information

Your personal information serves several essential purposes within our financial analysis platform. We use it to create and maintain your account, process your financial data for analysis, and deliver customized reports and insights. Communication is another key use – we'll send you account updates, analysis results, and important service notifications.

• Generating personalized financial reports and trend analysis
• Improving our analytical algorithms and service quality
• Complying with Canadian financial regulations and reporting requirements
• Detecting and preventing fraudulent activities or security breaches
• Providing customer support and responding to your inquiries

We never use your financial data for marketing purposes or share it with third-party advertisers. Your sensitive financial information remains strictly confidential and is used solely for the analytical services you've requested.

Data Storage and Security

phorantilux employs industry-leading security measures to protect your information. All data is encrypted both in transit and at rest using AES-256 encryption standards. Our servers are located in secure Canadian data centers that comply with federal privacy laws and undergo regular security audits.

Financial data is stored separately from personal identification information using advanced data segmentation techniques. This means even in the unlikely event of a security incident, your complete profile cannot be reconstructed without multiple security clearances.

Your Rights Under Canadian Privacy Law

As a Canadian resident, you have specific rights regarding your personal information under PIPEDA (Personal Information Protection and Electronic Documents Act) and applicable provincial privacy legislation. You can request access to all personal information we hold about you, including how it's being used and with whom it's been shared.

• Right to access your personal information and receive a copy
• Right to correct inaccurate or incomplete information
• Right to withdraw consent for certain data processing activities
• Right to request deletion of your account and associated data
• Right to file complaints with the Privacy Commissioner of Canada

To exercise these rights, contact our privacy officer using the information provided below. We'll respond to your request within 30 days and provide clear information about any fees that may apply for extensive requests.

Data Sharing and Third Parties

phorantilux maintains strict controls over data sharing. We only share personal information with trusted service providers who assist in delivering our financial analysis services. These partners include cloud storage providers, payment processors, and technical support vendors – all of whom are bound by confidentiality agreements and Canadian privacy standards.

We may disclose information when legally required by Canadian courts, regulatory bodies, or law enforcement agencies. In such cases, we'll notify you unless prohibited by law. We never sell your personal information to marketing companies or data brokers.

If phorantilux undergoes a merger or acquisition, your information may be transferred to the new entity, but only under the same privacy protections outlined in this policy. You'll receive advance notice of any such changes.

Data Retention and Deletion

We retain your personal information only as long as necessary to provide our services and meet legal obligations. Account information is typically kept for seven years after account closure to comply with Canadian financial record-keeping requirements. Transaction data used for analysis is anonymized after two years and may be retained for service improvement purposes.

You can request immediate deletion of your account and associated data at any time. We'll complete this process within 30 days, though some information may be retained in backup systems for up to 90 days. Anonymized data used for research and service improvement cannot be linked back to you and therefore doesn't require deletion.

Cookies and Tracking Technologies

Our website uses cookies to enhance your browsing experience and remember your preferences. Essential cookies are necessary for basic site functionality, including secure login and session management. Analytics cookies help us understand how visitors interact with our platform, allowing us to improve user experience.

You can control cookie preferences through your browser settings or our cookie management tool. Disabling certain cookies may limit some website functionality, but won't prevent you from accessing your account or using core analysis features.

International Data Transfers

While phorantilux primarily operates within Canada, some of our service providers may process data in other countries with adequate privacy protections. Any international transfers comply with Canadian privacy law requirements and include appropriate safeguards such as standard contractual clauses and adequacy decisions.

We ensure that any country receiving your data maintains privacy standards substantially similar to Canadian law. You have the right to request information about specific international transfers involving your personal data.

Changes to This Policy

We review and update this privacy policy annually or when significant changes occur in our data practices. You'll receive email notification of material changes at least 30 days before they take effect. Continued use of our services after the effective date constitutes acceptance of the updated policy.

Previous versions of our privacy policy are archived and available upon request. This helps you understand how our privacy practices have evolved over time.